Welcome to our mortgage blog
We like to provide insights and data on home buying, home maintenance, the housing market, and everything in-between.
Let us know if you have any questions or need more info on anything!
Our Products and Services
There are all sorts of loan products out there! What does our team offer, and what actually is the difference between all of these products?
Waiting Period After Foreclosure, Bankruptcy, or Short Sale
Learn about common situations (foreclosure, bankruptcy, etc.) and the required waiting periods!
Paying Homeowner's Insurance & Property Taxes With Your Mortgage Through an Escrow Account
Paying your homeowner’s insurance and property taxes as part of your mortgage is called “escrowing” your insurance and taxes.
Your monthly mortgage payment will cover your property taxes and homeowner’s insurance (HOI) when a mortgage requires that you pay for these through ‘escrow’.
Each month, your monthly property taxes and homeowner’s insurance expenses go into an ‘escrow account’ held by your mortgage servicer (this is who you actually pay for the mortgage).
Escrowing taxes and insurance makes keeping up with taxes and insurance much simpler, which is why lenders give lower interest rates to borrowers that escrow vs. paying these expenses on their own.
Real Estate Education Happy Hour
Join us for a fun happy hour tasting some delicious wine and hearing about what's happening in the real estate market today.
