We add more wealth to homeownership by providing comprehensive options, great rates, in-depth education, fantastic service, and smooth closings!

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“I can highly recommend Thomas. He went over and above what was required of him in answering all kinds of questions and taught me why the process works the way it does. It was facinating to learn about such things. He put me at ease through the whole process. Call him!”

-Ian H.

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What We Do

Home Purchases

I empower buyers to make good decisions on homes they feel comfortable with in this competitive market.
Investment & Second Home Purchases

Looking to buy a second home? Or perhaps a multi-unit property? I can help.
Refinances

I’ve processed many refinances to help clients meet their financial goals.
Referrals

I work with many people in the housing industry and am happy to provide referrals.

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I am a family man and care about my clients and their families too! A home is a place for recharging and growing with the ones you love most.

Where We Are

Minnesota

I currently live in Golden Valley, Minnesota and am happy to provide loans and referrals to fellow Minnesotans! I’ve served clients in the Twin Cities Metro and across Greater Minnesota.
Wisconsin

I grew up in Madison, Wisconsin and am proud to provide loans to Wisconsinites across the state! Our family travels across the border often to visit with our many friends and family members in the Badger state.
Colorado

I’ve visited the Rockies in Colorado many times growing up and as an adult, and love spending time with my family who live in Denver!

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Reviews

True Professional - Thomas is engaging, energetic, diligent and works in the best interest of his clients. Thomas keeps his clients updated, informed and educated of every step of the process and is readily available to answer questions or to help solve problems.
Dave
Thomas Johannsen is amazing. Super knowledgeable and gets you to the finish line. The best part is he is honest will give you all the information so you can make the best decision for your mortgage. I highly recommend him, no need to look elsewhere!
Katie
Thomas was so professional and an amazing help in our home buying process. He made sure we understood everything going on and was always willing to talk through things. He was always willing to go the extra mile to make sure we were okay and help us make our first home purchase a breeze!
Sarah
Thomas was extremely knowledgeable and took the time to answer all of our questions. He was patient and explained what can be a very confusing process. I felt very confident in going through the home buying process with Thomas as a guide.
Adam
Thomas was great to work with. He helped walk me through the whole process. He answered all of my questions clearly, and made sure everything made sense to me. Really appreciate all of the time and effort he put in for me, so that I could make an informed decision.
Jacques
He's a great choice for first home buyers. Sends informative emails explaining all the questions you may have. Responds on phone call every time. I loved working with him and will again in the future. Thank you Tom!
Petar
I contacted Thomas late Sunday afternoon, in need of loan qualification. He dropped everything and helped me out! What a great guy. I highly recommend Thomas.
Liz