Our Products and Services

Written By Thomas Johannsen

If you’ve ever started to explore buying a home, you’ll know that there are many options for loan products out there. Our team has many different products to offer, and if we don’t offer a product that works for you, we are happy to refer you to someone who can! Here are some of the loan types our team can provide, along with some key features:

  • FHA

    • Minimum 3.5% down payment

    • Flexible income, debt, and credit requirements

    • Use gift funds to help with your down payment

  • VA

    • 100% financing

    • No down payment required

    • Flexible income, debt, and credit requirements

  • USDA

    • 100% financing

    • Flexible income, debt, and credit requirements

    • Little or no closing costs in most cases

  • Jumbo

    • Mortgage amounts in excess of the conforming limit

    • Fixed or adjustable options

  • Low Down Payment Conventional

    • Low down payment

    • Flexible mortgage insurance options

  • Commercial Loans

    • Portfolio investment programs

    • Fix & Flip lending options

  • Non-QM

    • Alternative income documentation available: use of Bank Statements or Asset Amortization to qualify

Questions? Get in touch today!

Want to read more about recommendations for each loan product? Download our free Products & Services flyer!

Thomas Johannsen
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