Mortgage Insights &
Home Financing Resources
Mortgage Insights &
Home Financing Resources
Straightforward guidance on home buying, mortgage rates, credit, refinancing, loan programs, and real estate financing—helping you make more informed mortgage decisions.
Straightforward guidance on home buying, mortgage rates, credit, refinancing, loan programs, and real estate financing—helping you make more informed mortgage decisions.
Building and Protecting Your Child's Credit: Essential Tips for Parents
Understanding FICO and VantageScore: What You Need to Know
Understanding Security Freezes on Your Credit Report
Navigating Financing Eligibility for Condos, Co-Ops, and PUDs: A Guide for Realtors and Homeowners
Exploring Mortgage Recasting vs. Refinancing: Finding the Right Path to Lower Payments
How Temporary Rate Buydowns Came to Be
How to be successful as a buyer in today’s higher mortgage interest environment
Seller-Paid Closing Cost Considerations
Accelerate Your Mortgage Payoff with Biweekly Payments
Understanding Earnest Money Deposits in Real Estate Transactions
Navigating Mortgage Interest Rate Volatility: The Federal Reserve's Impact and What Homebuyers Need to Know
Understanding Mortgage Options: The Difference Between Mortgage Brokers, Mortgage Bankers, and Traditional Bankers
Looking for a mortgage can be overwhelming, with so many options to choose from. Understanding the differences between mortgage brokers, mortgage bankers, and traditional bankers can help you make an informed decision. In this blog post, we break down the key differences between these options and help you determine which one might be the best fit for your needs. Whether you're a first-time homebuyer or looking to refinance, this guide will help you navigate the world of mortgage lending. Contact Johannsen Group Mortgage today to speak with one of our experienced loan officers and explore your mortgage options.
Recent CPI Report Sparks Positive Response in Mortgage Rates: What Homebuyers and Homeowners Need to Know
Overcoming Homebuying Obstacles: Our Partnership to Help Borrowers with Loan Readiness
Are you ready to buy your first home?
Are you a first-time homebuyer looking to purchase your dream home? You may be eligible for financial assistance and special programs sponsored by state and federal governments. In this guide, we'll cover everything you need to know, from understanding what a first-time homebuyer is to the different programs available and tips to help you navigate the process. Plus, learn about the benefits and special loans offered by certain lenders, and how you may be able to withdraw from your IRA penalty-free. Don't miss out on this essential guide for first-time homebuyers.
Minnesota House Approves Controversial Omnibus Housing Finance Bill, Including Metro Sales Tax Increase.
Pre-Approval FAQ
Why should I be pre-approved for a mortgage loan? What advantages will I have? How long is the pre-approval valid? Get the answers to some commonly asked questions regarding pre-approval!
Lock and Shop
Should interest rates continue to rise, our “Lock & Shop” program could save you money. You will know exactly what your purchasing budget is and have the advantage of being pre-approved before making an offer. You may worry about being stuck with a higher interest rate if the rates decrease after you lock in. The “Lock & Shop” program allows you one free float down of your interest rate within two weeks prior to closing.
How to Use Your Tax Refund as a Down Payment on a Home
How Deep is Your Debt?
There are two types of debt. One is to be avoided, and the other can be used strategically!