Documentation (a.k.a. “Docs”)

If you’re shopping for a new home, whether you’re a first time homebuyer or looking to expand your financial portfolio, you’ll want to have your pre-approval lined up to help inform your budget and move the process along! What are some of the pieces of information and documents you’ll need?

Your Residence History:

• Your previous addresses for the last two years and how long you lived at each.

• If you currently rent, your landlord's contact info to verify the most recent 12-month rental history.

Savings, Checking, and Investment Accounts

• Balance of Checking/Savings accounts - 2 most recent monthly statements

• Balances of Stocks/Mutual Funds - 2 most recent monthly statements.

• Balances of 401K/Retirement Accounts - most recent quarterly statements.

Your Employment History:

• Names and addresses for all your employers for the last two years.

• Dates of employment for each employer.

• Gross income amount from paystubs for the last 30 consecutive days.

• Amount from year-to-date profit and loss statement and current balance sheet if self-employed.

• The gross monthly amount for retirement, Social Security, or disability income.

While having these documents ahead of time can speed things up, you do not have to have them on hand before you get in touch, so reach out today to get the process going. You can also apply online right now!

Are you a Realtor and would like this in flyer form to share? Download it for free here!