Get a second look at your mortgage!
Make sure you have the best mortgage to meet your financial goals.
A mortgage loan is one of the biggest financial investments you will ever make.
Choosing the right financing option can help save you money over the life of the loan. We will take the time to discuss your short and long-term financial goals. We will then present a variety of loan options and see if you’d like to proceed with us!
How the 2nd Look Program Works
Present a copy of your loan estimate from a non-affiliated lender
Complete pre-approval process with Johannsen Group Mortgage (Powered by Edge Home Finance), allowing you to compare your options
Win-Win! Close with better terms with a $100 Target (or Bookshop.org) Gift Card, OR, If we can’t beat the competitors we will give you a $100 Target (or Bookshop.org) Gift Card for letting us try
Borrower(s) must provide Johannsen Group Mortgage (Powered by Edge Home Finance) with loan application information to determine qualification.
*A preliminary approval is based on our preliminary review of credit information and not a commitment to lend. We will be able to offer a commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Preliminary approvals are subject to change or cancellation is a requested loan no longer meets applicable regulatory requirements. Preliminary approvals are not available on all products.
** Johannsen Group Mortgage (Powered by Edge Home Finance)., will attempt to offer a comparable conventional or government backed loan product with a lower Annual Percentage Rate (APR). Jumbo and ARM loans not included in promotion. Please present your Loan Estimate or preliminary approval letter at the time of your request for your preliminary approval decision with Johannsen Group Mortgage (Powered by Edge Home Finance). If you have a current lock-in agreement, this is NOT an inducement to transfer your loan. This promotion may not be combined with any other offers, discounts, or promotions. Standard credit and collateral underwriting guidelines apply. Not all borrowers will qualify. This is not a commitment to lend. Johannsen Group Mortgage (Powered by Edge Home Finance) is required to comply with all applicable federal and state tax laws and regulations. Recipients should consult a tax professional for all questions concerning the tax implications of this program.
Questions: Contact us for more info
Ready to get your application going now?
