Overcoming Homebuying Obstacles: Our Partnership to Help Borrowers with Loan Readiness
At Johannsen Group Mortgage (Powered by Edge Home Finance), we understand that buying a home can be a daunting process, especially for first-time homebuyers and those in underserved communities. We believe that everyone should have access to homeownership, regardless of their financial circumstances.
To help overcome common obstacles such as credit and debt-to-income challenges, we have partnered with Uqual, a full-service loan readiness company. Through this partnership, prospective borrowers who wouldn't otherwise qualify for a loan will have access to a suite of tools and resources that can help them improve their lending metrics.
Uqual provides a fintech platform that includes debt reduction, credit management, and money-saving tools. Clients also receive ongoing 1:1 access to a Loan Readiness Coach who can create a personalized action plan that shows them what steps they need to take to improve their lendability. Uqual clients receive a personalized Loan Readiness Score™ that tracks their progress towards their home loan and provides regular updates.
Upon completion of the loan readiness program, borrowers will be reconnected with Johannsen Group Mortgage for their mortgage needs. We will provide a $500 lender credit to clients who successfully complete the program. At Johannsen Group Mortgage (Powered by Edge Home Finance), we are committed to helping everyone achieve their dream of homeownership. Contact us today to learn more about our partnership with Uqual and how we can help you overcome any obstacles to homeownership.